is a virtual financial institution
What Makes Cosmoj Different From Traditional HSA Companies
Unlike traditional Health Savings Accounts, Cosmoj allows clients to save &/or invest in ALL medical expenses. Clients have the ability to save/invest for medically necessary interventions, procedures, and provider visits as well as medical interventions deemed “non-necessary”.
Ultimate Readiness For All Medical Expenses
Luxury Medical Expenses To Invest In
Cosmoj Investment Plans
Cash Management Plans
Cosmoj will collect and manage clients’ accrued savings. Clients can select the fixed dollar amount that will be withdrawn from their account monthly; going towards their medical savings. Please go to the Cash Management Plans page for more information.
Employers can now offer their employees Cosmoj plans! Employers have three EE plan options to select from. Please go to the Employer Expenditure page for more information.
Cosmoj offers digital currency options for clients to select from. Clients have various crypto-coin options to select from.
How It Works
An individual enrolls in one of the listed Cosmoj plans
An individual enrolls under a Cosmoj plan. In doing so the individual authorizes Cosmoj to withdrawal a fixed monetary amount from their bank account on a re-occurring monthly basis to go towards their medical expense savings/investments.
Let your savings/investment(s) accrue
The plan member’s savings/investments will accrue from monthly deposits as well as Annual Percentage Yield (APY)
Pay for medical expenses at ease
Cosmoj members will then be able to pay for their medical expenses by either requesting their health expense be billed to their Cosmoj plan, purchasing health products via “The Queue”, or requesting reimbursement for a previous medical expense
The Highest Standard Of Trust
Cosmoj prides ourselves on being inclusive to all medical expense needs and wants.
What Our Loving
When I first heard about Cosmoj and it’s benefits, I didn’t believe the hype. Now being a Cosmoj client, I am more than content with their services. I literally split my cash management savings in half; for my preventative medicine visits and for my cosmetic/aesthetic procedures!
With our Cosmoj plan, my wife and I have been able to save/invest for her infertility treatments. I proudly can say, we are expecting our first child this June!
I’m a holistic medicine guru. Unfortunately, I pay out of pocket for most provider visits and treatments. Cosmoj has helped me invest for my holistic medical expenses.