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Employer Expenditure

Benefits of Cosmoj’s Employer Expenditure

Employers have Three Employer Expenditure (EE) options to select from for their employees;

1. Employer Contribution Option:

The employer solely contributes to their employees Cosmoj Medical Expense Savings Plan. They elect how much monetary savings will be allocated towards each employees’ medical expense savings annually.

2. Front Loading Option:

The employer “front-loads” or contributes the total requested amount(s) each employee seeks to have annually once a year. In return, each employee will pay their employer back by making contributions from each paycheck to their employer during the upcoming plan year.

3. Employee Pay Option:

Employees can elect to enroll into a Cosmoj savings plan under their employer. Cosmoj
will then deduct an arranged fixed amount each employee elects to be taken out of their

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